Working Mothers

What would help me as a working mom is fair treatment from politicians and the media.  I enjoy my life, and wouldn’t have it any other way, but it would be way cool not to have quite so many people thinking that I am doing something wrong and looking down their noses at me. (1) Quit it with the “it’s better if young children are home with one parent.”  Pfui.  Americans like the idea better, that’s all.  Show me some legitimate research that shows this (there isn’t any).  Really, both ways are fine.  Kids like daycare and thrive there.  Kids like to be at home and thrive there, too.

(2) Quit comparing childcare jobs with some impossible ideal of stay-at-home parenthood.  I represent women getting restraining orders, and I’ve seen plenty of stay at home parents who have had their parental rights terminated.  I’m *not* saying this is typical: it isn’t.  But neither is the perfect mom (the image *is* a mom, not a dad) who takes her children out for interesting educational field trips every day, never loses her temper, never sticks her kids in front of the TV so she can get something done, gives her children only educational toys and nutritional food. Compare daycare to the *average* stay at home parent, not what you’d like to believe she is like.

(3) Quit it with the “some women *have* to work.”  It is fine to work, even if you wouldn’t starve otherwise. (4) Bring some coherence to the treatment of poor women and middle class women. Poor women are supposed to “get off their butts and work”. Middle class women are supposed to quit their jobs and stay home, even if they’d much rather not. (5) Quit it with the working moms versus stay at home moms attitude. I know that U.S. likes to view everything as a big fight (preferably akin to pro wrestling), but this shouldn’t be a fight. We are all moms who love their kids, and we should be on the same side.

Daycare: Would Targeted Tax Credits Discriminate?

The Family Income Report provides color pictures showing trends of real median family incomes to increase awareness. Incomes have hardly improved past 2 1/2 decades, especially compared to the rate of improvement for prior generations – - especially for families with children – - while their tax rates for homes, FICA, etc.  are much higher than prior generations. It is understandable such places economic stress on many families, forcing more mothers to seek work outside the home than might otherwise be the case – - and getting others to help pay day care cost is of interest to them.

Some family members justify their choice of mom working or not by saying it ‘takes 2 incomes to make ends meet,’ and they naturally hope for cheap daycare subsidized by others if possible. Yet the level of consumption & life style desired by some families (as necessary to ‘meet their needs’)  may be much more than would be accepted by others as necessary to ‘meet their needs’ when considering priorities for mom to be home or not. For example, family A may desire consumption levels of new cars and furniture, eating out and packaged vacations requiring mom to work, whereas family B might reduce consumption by use of older cars and 2nd-hand furniture in a smaller house with only short vacations and less eating out – in order for mom to be at home full-time. Why, then, should government intervene to un-naturally shape social behavior and family choice in favor of those subcontracting childcare jobs (family A) vs. those families (family B) sacrificing consumptive life styles so mom can be at home because they believe a full-time mom is best and not want daycare of their children by others – - and when the ’stay-at-home-mother’ families would be required to chip in taxes to subsidize the others? Additionally, there is a Family C where high consumption can occur even if mom does not work, but mom wants to work for other reasons and therefore subcontracts daycare, but would also like day care subsidized by others. Is family B being discriminated against in favor of families A and C? Is it necessary for government to take actions promoting one family choice but not another?

 

Tax Credits Provide Funds for First-Time Home buyers, Childcare …

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Tax Credits Provide Funds for First-Time Home buyers, Childcare, Education and More. February 7, 2012, 10:43 am. Tax loans will Prison in many The price tag on improving loved ones, about to college or university, restoring Pertaining to 

 

Federal Title & Escrow Company – Deed transfers in Montgomery …

http://www.federaltitle.com/blog

 Tax Credit · MD Exemption · Articles · Blog · FAQs · REAL Credit Save up to $1100 at closing  Fortunately, the county treats this as a tax exempt transaction, meaning that adding a spouse to the title of the property does not create a scenario in which transfer and/or recordation taxes need to be paid. The only costs are the recording fees (currently  Joint responsibility for childcare, such as school documents or guardianship documents; or 10. A relationship or cohabitation contract.

 

Four Things You Should Know About Gov. Fallin’s Income Tax …

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Infant Daycare Costs

I am preparing myself for the shock of childcare jobs costs, but haven’t a specific number yet.  Since it is very early for me to be calling places, I was hoping for some input from others in the group who are closer to using daycare, or who have other children in daycare. I’m hearing $175 a week in Mass for commercial day care centers; $150 for at home moms who can take in up to 6 children in their homes (Mass laws allow for 6 in a home, up to 2 who are children of the provider).  Are these numbers in the ballpark?  If so, I’m thinking au pair, which I HAVE researched, and that is between $190-205 a week.  I think it will be worth the extra money (if it is indeed extra per week – obviously the extra household costs are not included in this figure).

I can not stay at home, since I make 2X what my husband does. He just finished a law degree at night, and it is important to us that he starts a legal job ASAP. We feel that if he doesn’t use this degree to change careers soon, that he will have a hard time getting a legal job after a few years off with baby. Despite our healthy income, we struggled for 7 months while my husband took a leave of absence from his job to study for finals, graduate, study for the bar exam, take the bar exam (he passed!), and do some volunteer work for legal aid. This doesn’t mean we can’t do better, but I know our costs will be going up and want to create a realistic budget.

Daycare Rates

Price does not equal better care. Just because the price is higher does not mean the care is better. Nor can you depend on the appearance of the facility. Of course you want a clean and safe facility but the most important factor is the care giver. You can’t judge a care giver on a short question and answer visit.  Nor can you depend on government worker to screen care providers for you. After you narrow your list down you need to take time to drop in at busy hours and observe. Don’t take your child to a facility that won’t allow these parents should always be welcome. Also don’t expect parents using a facility to look at it with a critical eye. Lastly talk about cost. There are many way to reduce cost.  If you have a flexible job sometimes you can do some work in trade? Your husband or you might trade some yard or house work to reduce cost. Sometime you can watch the care givers children at nights and weekends in trade.

With my first I was a full time student on aid and had to be very creative to get day care so I could finish school and support my daughter. I never spent top dolor but I always had the best care for her.  I plumbed a new sink in on providers home for a month of free care, I spent a weekend at her house watching her kids (with mine in tow),  I worked a week during summer break so she could go on vacation and I also provide care when she became ill,  and drove her daughter to swim lesions.  When I switch to center based care when my daughter was older I came in at night a cleaned and did odd jobs for the owner.  Even if you can’t exchange work for childcare jobs rates can be negotiable especially if you pay cash in advance and can get a fixed rate instead of an hourly one. My best day care value was a woman who lived near by who’s husband had died and her kids had all moved away. She did not drive but loved children. I took her shopping and to the bank and she spoiled my daughter.  She did not want any money and loves having a little girl in the house to bake cookies with and read books to.

Is Preschool Absolutely Necessary?

If preschool is a necessity in getting a child ready for kindergarten? As someone who sent her kids to preschool really early, and believes firmly that a good preschool is a Good Thing…no, they are *not* necessary. If you are teaching her stuff already, and you have play arrangements for her to meet other kids frequently (preferably the same kids so that friendships develop), she’ll be as well off as her preschooler peers. About the only thing she would have no experience of is a class-room setting and taking directions from non-Mom; but then if you enroll her in just about any class or group activity, you can. There are also many childcare jobs available.

Preschool is a good thing for some kids, and not for others, and of course it also depends on the quality of the preschool.  We had a wonderful experience with a cooperative preschool. The parents took turns at being classroom aides and doing the administrative and other non-teaching work. The tuition was somewhat less than other preschools in the area.  Of course, it requires at least one parent to be either an at-home parent or have a flexible enough schedule to go to the school once a month or so.

Daycare Situation

The time to tell you that your child may not go on a field trip because he misbehaved on the last one is immediately after the last one.  It is absolutely inexcusable for them to tell you on the day of the trip, unless it is based on his behavior that day.  I’m afraid I don’t have any suggestions s to what you can do about it; I think I’d probably tell him that I thought they were being unfair (unless you think this would cause worse problems in his behavior at school), and take him by himself or with a friend to the place they were going on the field trip.

I have since learned that when a child acts out consistently at a daycare/preschool it is a sign that he may not be comfortable with their style of care.  It just isn’t a match.  The really important thing is to not think that it is your son who is 100% the problem.  One of the daycare/ childcare jobs is to teach your son how to not get into trouble (eg. social skills).  This can take a lot of time and patience on their part.  But if you don’t see things improving at the school and your son is basically well behaved at home with you, then the problem is with the school and staff and *not* with your son!  Up until that realization I went through a serious amount of guilt as to what I was doing wrong in raising my son that he couldn’t behave at his preschool.

Should Government Pay for Preschool?

Since the investment in good child care pays big dividends in reduced costs for prisons and greater income to municipalities, school boards, states and the federal government.  All levels should contribute to the cost; it is  in everyone’s best interest, Guillermo. At the same time, I fear relying too much on government for social services. Through our own negligence–or worse–we have allowed the government(s) to replace charity with welfare, and I’m not convinced that government is doing a very good job of it.  In fact, quite the contrary: government services are much more effective at buying the votes of recipients, government employees, and kind-hearted people than they are at actually helping the needy. But the principle of subsidiary–that large, impersonal organizations should not do the childcare jobs that smaller, more human agencies can do better–carries a lot of weight.

We can’t depend on the private sector either.  Look what happened in the Great Depression. But although we can’t depend on them, we CAN encourage & support private sector efforts, and where they surpass government efforts, release responsibility to them. Government is usually better at volume and equity issues and the private sector better at dealing with issues of sensitivity to individual need and circumstance. I’d be interested in evidence for and against that speculation.

Safety screen: Worker Tests to Protect Children

Childcare workers, school bus drivers, teachers and ministers of religion will be screened for child sex convictions under new laws to come into effect next month. All people working with children including scout leaders, private tutors and sports coaches who have direct access to children will have to make a legal declaration that they have no child-related convictions.

All preferred applicants for jobs that involve working with children will be screened for child abuse, child pornography, sexual activity or indecent acts. All other paid employees and volunteers in childcare jobs including amusement arcade workers, nurses and doctors in children’s wards and hospitals, scout and guide leaders, ministers of religion and sporting coaches will be screened.

In an Australian first, all new preferred applicants for jobs with children will also be checked for Apprehended Violence Orders involving children and completed disciplinary matters relating to children. The new laws, among the toughest in the world, will apply to anyone in unsupervised contact with children in both the public and private sectors and volunteer organizations.

Employers will also be able to do “spot checks” on employees to ensure children in their care are not at risk. If someone is declared a “Prohibited Person”, their name is registered with the Commission for Children and Young People and they will be banned from any child-related employment

Allowances

Your life is about to change…. In my opinion, allowances should be tied to jobs which will be her responsibility to complete (to your satisfaction).  Not everyone agrees with jobs=money; some feel kids should get an allowance just because they’re part of the family…they should do chores for the same reason.  I found, with my children, that money is a big motivator and also a consequence.  No jobs - no money. Isn’t that the way the world works?

Basically the whole process is one of negotiation.  What can she do, what will she do…what should her allowance cover (i.e. clothes, movies, etc.)  I gave my kids an allowance just to cover the incidentals of life (clothes were never included).  The exact amount depends on: what you can afford, what you’re willing to give based on the jobs the child will do.  Amounts range all over the board. Raising a child costs about twice as much as the average parent actually pays, and if there wasn’t social support, raising a child would be much harder than it is, and fewer of them would survive to maturity.

Then there’s governmental support, tax credits for people doing childcare jobs.  As a childfree person the most EIC I could get in the US is about $300, whereas if I have a child, that jumps to a couple of thousand (Earned Income Credit is a tax in reverse, if you earn under the federal tax rate, you actually get money in proportion to how much you make).  My property taxes support the schools children go to, there’s WIC and AFDC, and so on.  The standard deduction is higher for head of household; in most states state taxes also have credits for those with children. (Mind you, I’m not arguing whether these are good or bad, just that they exist, and are a form of support for those who have children)

Do Women Really Do This?

So you are saying that as soon as she is old enough to have a baby she is a woman? They can do that at preteen (at least some can), have a job? I had a paper route at preteen level and many females have babysitting jobs or childcare jobs at the preteen level.  I’ve even known females who were married at 13 to 14 years of age, so any girl who has started her monthly cycle is a woman eh?

I guess it then follows that any male who can ejaculate is also a man.  I DON”T THINKS SO!  It requires an emotional maturity to be either a man or a woman. I’ve known 35 and 40 year olds which I thought were children, even when I was in my teens and early 20s. Physically an 18 year old may be able to perform all the bodily functions as a woman but that does NOT default to her being a woman.