Daycare: Would Targeted Tax Credits Discriminate?

The Family Income Report provides color pictures showing trends of real median family incomes to increase awareness. Incomes have hardly improved past 2 1/2 decades, especially compared to the rate of improvement for prior generations – - especially for families with children – - while their tax rates for homes, FICA, etc.  are much higher than prior generations. It is understandable such places economic stress on many families, forcing more mothers to seek work outside the home than might otherwise be the case – - and getting others to help pay day care cost is of interest to them.

Some family members justify their choice of mom working or not by saying it ‘takes 2 incomes to make ends meet,’ and they naturally hope for cheap daycare subsidized by others if possible. Yet the level of consumption & life style desired by some families (as necessary to ‘meet their needs’)  may be much more than would be accepted by others as necessary to ‘meet their needs’ when considering priorities for mom to be home or not. For example, family A may desire consumption levels of new cars and furniture, eating out and packaged vacations requiring mom to work, whereas family B might reduce consumption by use of older cars and 2nd-hand furniture in a smaller house with only short vacations and less eating out – in order for mom to be at home full-time. Why, then, should government intervene to un-naturally shape social behavior and family choice in favor of those subcontracting childcare jobs (family A) vs. those families (family B) sacrificing consumptive life styles so mom can be at home because they believe a full-time mom is best and not want daycare of their children by others – - and when the ’stay-at-home-mother’ families would be required to chip in taxes to subsidize the others? Additionally, there is a Family C where high consumption can occur even if mom does not work, but mom wants to work for other reasons and therefore subcontracts daycare, but would also like day care subsidized by others. Is family B being discriminated against in favor of families A and C? Is it necessary for government to take actions promoting one family choice but not another?

 

Tax Credits Provide Funds for First-Time Home buyers, Childcare …

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Tax Credits Provide Funds for First-Time Home buyers, Childcare, Education and More. February 7, 2012, 10:43 am. Tax loans will Prison in many The price tag on improving loved ones, about to college or university, restoring Pertaining to 

 

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 Tax Credit · MD Exemption · Articles · Blog · FAQs · REAL Credit Save up to $1100 at closing  Fortunately, the county treats this as a tax exempt transaction, meaning that adding a spouse to the title of the property does not create a scenario in which transfer and/or recordation taxes need to be paid. The only costs are the recording fees (currently  Joint responsibility for childcare, such as school documents or guardianship documents; or 10. A relationship or cohabitation contract.

 

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Daycare Vs. Working at Home

Transcribing is not as easy a solution as I thought it would be. The childcare jobs must be turned over in 24 hours. I would have to work all night to get them done. And if I work while Emma is asleep I chance waking her up (we currently live in a one room house).  It’s hard to work during naptime since Emma wakes up whenever I work the transcriber.  Since we’ve been living off of my savings all this time we’ve gotten a little rhythm going that’s been great for us on all possible levels except, obviously, financially.  I’m having a hard time being a stay-at-home mom under my current circumstances and am feeling too pathetic to continue living in such poverty.

I guess I feel guilty putting her daycare and feel like I should do what it takes to stay home with her, no matter how bad things get.  Then I think - well, what would be better for her? I’m leaning more towards the whole daycare thing and I was wondering if anyone who has already put their babies in daycare could say something to ease my worrying, like “oh, it’s fine. They adjust perfectly!”  I worry because I can just see her crying and trying to communicate what it is she needs and a daycare provider not knowing and therefore suffering on both ends. I know it will only be a short adjustment period and then things will settle.  I guess I just needed to write this to sort it all out in my head.

Daycare Decisions

Well I stay at home with my son who is 14 months old and I cannot imagine leaving him in the “care” of a stranger.  I do, however, understand that single mothers do not have many choices in their child care arrangements and have to make do with what they can get. And I do feel for those mothers.  But for those two parent families who make good money and choose daycare for an infant rather than having someone stay home, I say shame on you.

Especially for a baby who desperately needs its mother as an infant.  I know a woman who spent thousands of dollars trying to get pregnant because of infertility.  She had to “have” a baby!  Then what does she do?  That just does not make any sense at all.  If you have a child takes the responsibility of caring for him/her. I know it must be a comfort to think that childcare jobs is not a bad place for children and that many articles have been written on how it can even benefit them.  However, just as many articles have been written on how it can also do them harm.  Of course popular culture would have you believe that that is just not true.

Single mothers are exempt from that my son started daycare part-time at age 2.5 after being home with a ”nanny” from a very young (6 weeks) age. At the time I felt it was important to keep him at home even though I didn’t really spend all my time with him. when my daughter came along, i stayed home with her until she was three months old, then both of us went back to where i worked, which included full-service childcare for infants on up through kindergarten. She is still there, now 4.5 and loving it. I hate not being with her during the day and she hated it when I changed jobs, leaving her behind (so she thought) but she has her own life and friends and is very socially skillful.

Montessori Preschool

There have been a lot of threads here about pre-schools and childcare jobs and I think Montessori got discussed a few times. The level of structure at a good Montessori is fine for babies, for the most part. It allows them to choose their own thing to do, except for ’circle time’ or meal time or outdoor play time. Frankly, it’s not so much the level of structure; it’s the content of the available play.

I don’t think there’s any set application process. We just phoned up, visited the schools (I always took my kids, but it was more *them* checking out the school than the other way around), and then decided. Try to see the school while its in session, so you can see whether the teachers and kids seem to like it.

I don’t know of anyone who wouldn’t be admitted, but I think that if a child were overly disruptive and a real discipline problem, they might ask for it to be removed. Some Montessori schools don’t take older children (about 4?) because they cannot easily learn the Montessori ’self-starter’ methods before they have to leave for elementary school.

Babysitters: Going Rate

I live in the SaltLakevalley and have found that rates correspond to housing prices. On the west side of the valley, the homes are cheaper per square footage and the rate is as low as $1/hr (ridiculous IMNSHO).  Where I live on the east side I pay $2/hr for a junior high age sitter and $2.50 – $3/hr for high school age. The nanny is making more than $5/hr, but that’s her full-time job, she has experience, and she is in her twenties. If you go farther east up I-80 to Park City, the rates jump to $4+ per hour. Of course, up there you pay a minimum of $200k for a 3 bedroom house. I should mention that childcare jobs pay more up there as well (like $250/wk).

I grew up on the east coast and made $2/hr in the late 70s. I find it hard to believe how little folks want to pay their sitters here, given the inflation that has occurred since the late 70s, but this isUtahwhere one can still buy a reasonably-sized house for a reasonable price.

Mothers of Many Young Children

It sounds like you are dealing with your little ones by trying to entertain them. You are absolutely right that you can only do so much of these things. Perhaps it might help to focus on *including* rather than entertaining. Include them in the basic tasks of running the household. Even a toddler can “help” with cleaning cooking. You need to break the task down into very simple instructions. Say something like “Pick up all the blocks and put them in this basket.” Small children can “fluff” the pillow (although it may look more like wrestling) while someone bigger makes the bed. If you give them child-sized brooms or mops, they don’t actually clean anything at first but will probably be quite happy to feel like they are. Have them count along when you are measuring ingredients for cooking and give them a turn stirring.

Of course, they are not really helping, in the sense of making the childcare jobs any easier. If you start including them in cleaning when they are toddlers, they aren’t likely to be of real assistance until around age 4 or 5. There is no question in my mind that this is the harder way to do things (in the short run). The more small children there are, the harder it is to include them in cleaning and cooking. However, in the long run, it produces children who assume that keeping the household running is the job of everybody that lives there.

Affirmative Action

If women have a “lock” on the childcare jobs (a 90% rate of awarding child custody to women reflects this) and on the “educational slots” that permit them to stay at home if they choose, then should we implement affirmative action for men? Unfortunately, there *aren’t* such “educational slots”. People don’t really learn how to parent.  Most mothers (as well as fathers) often feel ill-equipped for the job. There aren’t really any educational programs (Home Ec is pretty negligible) for this purpose.

Men tend to be prevented by work-constraints and social-constraints. Even when they might want to learn, the expectation that they are incompetent, tied with the volume of mistakes most parents make at the start, may stop them from being persistent. There seems to me also to be a kind of female “machismo” in that women are expected to know how to raise children, so often they will “bluff” their way through and refuse to give up.  Furthermore, because they might feel nobody would accept their giving up, they “quietly” go through all the unadvertised mistakes that +everyone+ makes when learning to parent.

Minimum Wage going up — What Good will it does?

I agree that it would not help the workers much because the cost of living goes up even if they get no raise.  So it goes up but they are now paying more, by the time the minimum wage is increased in 2007 they will be paying double at gas tanks, for rent, for CDs, and whatnot. To really make an impact they would have to earn at least $15.00 per hour for normal full time jobs. The salary for childcare jobs also increases.

The cost of employment is passed on to the consumer in the price of the product. The higher the price they less they sell, causing layoffs.  And let us say you worked in a factor for ten years and got pay promotions and are now earning ten bucks and hour, after starting off at $5 or S5 per hour.  Suddenly we have a minimum wage hike, so a new hire is now making $7 or $8 per hr and you still get only $10. Then the chain reaction cost of living goes up, putting you into a low earner bracket, and you are added to the list of working poor people who can no longer make ends meet (as before). Then you would get mad and demand also a higher wage, and up the ladder it goes.